Most businesses are paying more than they should — and don’t even know it. If you want clarity, Get a FREE no-pressure review. Many businesses are finding out they can save 10%–40%*. No commitments. Just information.
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* Case outcomes depend heavily on industry category, transaction styles, and existing processor setups. Actual savings are not guaranteed; they are based on historical averages in the industry and should in no way be construed as anything other than historical averages.
Savings Insights
Cracking Open the Processor Playbook
📊 The Interchange Trick
Interchange fees are the actual costs set directly by credit card companies like Visa and Mastercard. Processors aren't allowed to change these rates, but they frequently hide their own extra fees right on top of them. They group everything together on your bill and call it a standardized "interchange cost" so you don't notice they are pocketing the difference.
Surcharging means adding an extra fee on top of a customer's bill when they use a credit card, which requires you to follow a bunch of strict legal rules and registrations. A True Cash Discount program is much simpler—it just builds the processing cost into your regular pricing, then gives customers a discount if they pay with cash. This legally wipes out up to 100% of your processing fees.
Unhonest processing companies love to use "Tiered Pricing" to scramble your monthly statements. They group your sales into confusing categories like "Qualified" and "Non-Qualified." This gives them an easy excuse to push your normal, everyday customer transactions into the most expensive categories without you ever knowing.
Fill out your information below for a quick processing review. Many businesses find hidden merchant account markups and instantly slash processing fees by 10%–40%*.
Or leave a message at 320-207-2188 with your contact information, and we will get back to you as soon as possible.
Email: keith@kcdrconsulting.com
* Projections based on historical audit data across independent merchants. Actual savings margins depend heavily on industry classification, typical transaction structures, commercial card tier mixtures, and current provider pricing layouts. Historical assessments do not guarantee explicit structural metrics or run-rate outcomes.
How It Works
The Simple Path to Lower Fees
1
Find Your Real Costs
We show you how to uncover the actual, raw fees so you can easily spot the extra markups.
2
See Your True Savings
We highlight exactly where you are losing money so you can start putting it back into your business.
3
Keep More of Your Money
Get a clear, simple breakdown that shows you how much you can save before making any decisions.
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